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Please advice me to should i go for HDFC Credit card ?

Jul 21, 2009 by Jame M | Posted in Credit

I have a Max Saving account in HDFC today i got a call from HDFC Bank that they are offering me Free Credit Card ( they said no monthly fee no annual fee or no hidden cost) friend should i go for it? The limits is 30,000 Rupees. Can any one tell me what

interest rates are always to much.

lane b | Jul 21, 2009

well they are just fooling around. yes they are offering free but once you get it they will send u lots of hidden charges which you have to pay, my advice is not to go for any credit cards, better to have your ATM card only.
sunit | Jul 21, 2009

Is it Good to go for HDFC credit Card for a short time loan?

Jan 04, 2011 by kv | Posted in Credit

I've got a HDFC Bank Salary A/c. I've planned to but a Handy Cam. Is it good to go for a HDFC Bank credit card to buy it at 0% interest. After Paying the full amount, Can i close the card?
Pl let me know

0% interest is always good if you can pay it off as agreed.

wizjp | Jan 04, 2011
in hdfc credit card aong this list which one is the best comapring hdfc gold credit card or hdfc titanium c?

Jan 06, 2010 by john girisham | Posted in Credit

right now i am holding the hdfc gold credit card. now they r offereing hdfc titanium card. i need some inputs regarding any hidden costs is there for titanium card?????

If the Offer is without annual fee/free..its OK.
All the best.

Amarnath C | Jan 10, 2010

Hdfc credit card news

NPCI to launch PIN-based debit cards by March

07.02.12

National Payment Council of India (NPCI), set up by the Reserve Bank of India to promote card payments system, will launch its RuPay debit card in March. RuPay is the country’s first domestic payment card network and aims to match existing payment facilitators such as Visa and MasterCard and provide debit and credit card services.


Source: Livemint

Kotak buys Barclays' stressed credit card portfolio

07.02.12

K otak Mahindra Bank has acquired the non-performing portfolio of Barclays Bank's credit card business in India. The deal, experts said, gives momentum to the sale of stressed loan market in the country which has been having a dry run following stringent regulatory norms introduced in 2007.


Source: Rediff

More services likely in tax net; negative list on cards

07.02.12 More services likely in tax net; negative list on cards
New Delhi, February 5
The government is likely to bring more services in the tax net to raise revenues and may introduce a negative list in the forthcoming budget for fiscal 2012-13.

Govt may cut STT to boost markets
Source: Chandigarh Tribune

Hdfc credit card about


8 held for credit card fraud, duped HDFC of Rs 35 lakh: Police
Delhi Newsline - Feb 07, 2012 “They then took two Electronic Data Capturing (EDC) machines from HDFC and ICICI Bank. Then on fictitious identities, they forged PAN cards, voter ID cards and Income Tax Returns and applied to the banks for credit cards in the names of fictitious

Credit card interest rates touch 56% pa
Daily Bhaskar - Feb 07, 2012 Suresh Sadagopan, who runs Ladder 7 financial advisory services, said the revolving credit was never a good option. "All banks disclose their interest rates and still clients fall for it," he said. "Banks like ICICI and HDFC disclose what they charge.

Ahmedabad crime branch arrests 4 with 53 cloned credit cards
Daily News & Analysis - Feb 07, 2012 A total of 53 credit cards of various banks, including HDFC, ICICI, Axis, Citi, Union Bank of India, ABN Amro, SBI, HSBC and Standard Chartered, were recovered from them. Cops also found copies of PAN cards and other documents with them.

Nigerian kingpin in net as cops bust fake credit card racket
Ahmedabad Newsline - Feb 07, 2012 The DCB had earlier arrested four persons from Vadodara and seized 53 fake credit cards from them. During their interrogation, the police learnt about the involvement of the Nigerian national. These credit cards were of the HDFC and ICICI banks.

Tackle rising home loan EMIs
Hindu Business Line - Feb 07, 2012 Tackle rising home loan EMIs This also makes a case for settling other higher-cost loans such as credit card dues and personal loans before prepaying home loans. Finally, check implications of prepayment penalty, if any. Also, keep sufficient reserves for contingencies before