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    • buying house mortgage FAQ

    Want a mortgage while buying house half money down, but have no credit?

    Aug 14, 2007 by joe c | Posted in Renting & Real Estate

    Im a student and my parents are not from the U.S... however we plan to buy a house under my name and I just turned 21.... I have no credit and the mortgage company asked for to see for my utility bills statement history of 1 year etc... I have a late

    Since you are putting 50% down, have your lender do a foreign national loan for your parents. Use the credit and income of your parents from the country they live in now. Treat the US home as a second home. They can have your name added to the deed

    valstpatrick | Aug 14, 2007

    with that amount down you have choices go to this site they will helpyou

    www.directlendingplanet.com

    your credit will affect your credit but there are programs for you with that amount down many will do the loan for you
    ted f | Aug 14, 2007

    Can I qualify for a larger mortgage when buying a house with a rental suite?

    Sep 30, 2009 by Garrett | Posted in Renting & Real Estate

    I currently own a condo and have a mortgage on it. I would like to sell and buy a house, but cannot afford a house. I have heard that banks will lend you more if the house you are looking at purchasing has an occupied suite in it, and the tenants are

    The only real place to get an answer is from the mortgage company. Find a property with a property for sale that fits your description and see if you qualify for the mortgage.

    Chances are, the lenders will not care one way or the other.

    Kevin k | Sep 30, 2009

    The only real place to get an answer is from the mortgage company. Find a property with a property for sale that fits your description and see if you qualify for the mortgage.

    Chances are, the lenders will not care one way or the other.
    Kevin k | Sep 30, 2009

    Help with keeping my existing mortgage product and buying another house please!?

    Feb 17, 2011 by pixiedance69 | Posted in Other - Home & Garden

    I understand that I can keep my current mortgage product when buying another house but recently, my partner was made redundant and my pay has dramatically declined through my job. Even though I can still afford the current mortgage every month, where

    They'll treat it like a new loan and you'll go through the same process as the first. So, yes, they'll want your income info.

    tinman97prn | Feb 17, 2011

    buying house mortgage news

    Serious Home Buyers Obtain Jumbo Mortgage Pre-Approval

    21.05.12

    When it comes to housing, many people will continuously look at homes that are for sale without fully knowing if they can actually purchase them. In these cases, real estate agents and home sellers will not give them too much consideration because serious home buyers will obtain a jumbo mortgage pre-approval prior to shopping for a home. While a pre-qualification is a start, a pre-approval is considered a better option.


    Source: FreeRateUpdate.com

    China property market digest, May 1-18

    21.05.12

    - "Currently, China still has large and authentic housing demand for families' own use. Developers still have room to cut prices and boost sales, however the room for housing investors and speculators has largely been squeezed." (Zhang Xiaohong, vice head of property market supervision at the Ministry of Housing and Urban-Rural Development)


    Source: Reuters

    400 homes reserved in NewBuy scheme

    21.05.12

    In the first nine weeks since the launch of the NewBuy scheme 400 people have reserved new homes, says the Home Builders Federation (HBF).

    The HBF says that with the home-buying process taking some weeks these figures reveal a remarkable start for a scheme only introduced on 12 March. The government is hoping that 100,000 homes will be sold within the scheme over the next three years.


    Source: Mortgage Finance Gazette Online