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  • Mortgage Ripoffs and Money Savers: An Industry Insider Explains How to Save Thousands on Your Mortgage or Re-Finance


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  • Be Kind to your Banker: How to get the loan or mortgage your need, and save hundreds or thousands of dollars in the process.


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    • your mortgage rate FAQ

    How do they determine your mortgage rate if you get a house with a friend? Do they average credit scores?

    Jun 18, 2007 by Ashley Z | Posted in Renting & Real Estate

    How do they determine your mortgage rate if you are getting a house with a friend not a husband? Do they average both of your credit scores?

    you would be considered unmarried co-borrowers. It is qualified off of the primary wage earners middle FICO. assuming that you are both going to live there. If not, it will be qualified off of the owner occupying the property.

    Fatty | Jun 18, 2007

    Its' based on the primary wage earners credit score.
    Patricia M | Jun 18, 2007

    What is your mortgage rate? I am trying to figure how low can a mortgage rate go to.?

    Feb 26, 2010 by ananan | Posted in Renting & Real Estate

    Please answer if it is lower than 6%. Please specify the type of mortgage too.

    Mine is .35 below prime.

    | Feb 26, 2010
    fixed rate mortgage does property taxes go up every year and if so does your mortgage rate go up because of?

    Jun 20, 2008 by youhave24charcterstoworkwith | Posted in Renting & Real Estate

    this situation, how does the mortgage company offset the issue with property taxes?

    Your interest rate does not change. Your impound account is adjusted to account for any tax increase which means your monthly payment may increase a bit.

    rotflol | Jun 20, 2008

    your mortgage rate about


    5 ways to pay off your mortgage faster
    KGWN - Apr 27, 2011 Some financial experts caution that there are times when it doesn't make sense to pay off your loan early. This is mainly when you have debts that charge more interest than your mortgage rate. Whatever your choice, there is a strategy that will likely

    How One Can Get the Finest Bad Credit Mortgage Refinance Offer?
    Stock Markets Review - Apr 27, 2011 How One Can Get the Finest Bad Credit Mortgage Refinance Offer? Contemplate the varieties of plans easily available from your mortgage provider. Not every mortgage agent may deliver your loan packages that are profitable to you or understand your dilemma. When looking for a cheaper mortgage refinance rates have

    Will Layton raise your mortgage payments?
    Globe and Mail - Apr 27, 2011 Will Layton raise your mortgage payments? The recent Angus Reid poll, showing the NDP just five points behind the Tories, raises a frightening spectre for anyone with a mortgage. What would the election of an NDP minority government mean for interest rates? Normally, it's tax hikes that worry

    How Financial Companies Encourage Bad Habits
    San Francisco Chronicle - Apr 27, 2011 How Financial Companies Encourage Bad Habits Many don't realize that up until April 1 of 2011, the person helping you with your home mortgage wasn't any different. By signing you up for a mortgage with a higher interest rate, your mortgage broker could make even more money.

    8 steps to get your house in order before you buy a home
    KMPH Fox 26 - Apr 25, 2011 Do not sign on for a rate that is much higher than average. Instead, wait, save and improve your credit before buying. Plan to meet with several mortgage lenders to discuss options. Ask what interest rates you qualify for and what fees are involved.