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  • 1 credit card FAQ


    Yes, you can all have your own accounts. My husband and I do it when we cruise and we've been with Princess three times - we hold separate bank accounts for 'personal' things so do it on cruises as I like to shop and he likes to drink!


    I've never had a problem at all with each of us in a cabin having our own accounts.


    There are pros and cons of both options.

    If you pay off the first card with the 30% balance but you let the other accumulate finance charges, not to mention late charges, it may go way above the credit limit and that is not good for your


    pay down #2....that way you have them both down and better credit...(shows the companies you WILL pay your bills.)


    For getting any kind of loan Credit History is much more important than credit score. Often, the lack of credit history is equated with bad credit. You should be aware that lenders will go through your credit report once you apply for loan for buying

    1 credit card news

    US consumers upped their borrowing in March

    18.05.12

    WASHINGTON (AP) — Americans swiped their credit cards more often in March and took out more loans to attend school. That drove the biggest one-month increase in U.S. consumer borrowing in a decade.

    Consumer debt rose by $21.4 billion in March from February, the Federal Reserve said Monday. It was the seventh straight monthly increase and the largest since November 2001.


    Source: The Associated Press

    MasterCard: 'Contactless' Consumers Spend More Cash

    18.05.12 In a strange way, yes it does - at least in a relative sense. A new study from MasterCard Advisors says that credit card consumers who use "contactless" card transactions (where the consumer waves the card, or more recently, even a smartphone, over a payment terminal) tend to spend more money using
    Source: TheStreet.com

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    MasterCard May Beat Giant Visa on Swipe Fees
    MasterCard May Beat Giant Visa on Swipe Fees

    6 Best Credit Cards for Mom (or Mr. Mom)
    6 Best Credit Cards for Mom (or Mr. Mom)

    Credit-card fraud: Is Sony doing enough to stop it?
    Credit-card fraud: Is Sony doing enough to stop it?

    Police arrest one, seek another in ATM card-skimming scheme


    Loss of privacy is price one pays to live in online world