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    You need a card if you want to build credit. Many people assume they will just pay in cash for everything, but that does not work when you are ready to own your own home or buy a new car. If you have not established credit yet you may be best off going


    As someone who fell into the credit card trap at a young age, trust me when I tell you: SAVE YOURSELF THE TROUBLE AND DON'T GET ONE!


    She can probably open a checking account but she will need a minimum deposit to get one. It can range from $5.00 on up depending as to what bank she goes through. As for a credit card I doubt that she will be able to get one now because of the economy


    you need money to open a checking account and you need income to get a credit card.

    If you need a job, well go get one...


    I have every major provider... Chase, Capital One, Citi, American Express, Discover, etc.

    I'd have to say the best bank to get a VISA from is Bank of America. They have great business ethics. Just always pay your bill on time and there

    credit card apply news

    Two Ways to Start Building a Credit History

    18.05.12

    Dear To Her Credit,

    I am 19 years old and want to establish credit. How can I do this with no credit history? 

    - Kristopher

    Dear Kristopher,

    Your question is one that gets asked often, which makes sense because millions of young adults are in your precise position. You want a credit card so you can charge things, but how can you persuade a bank to offer you one if you've never done it before? The Credit CARD Act of 2009 made it far more difficult for people under the age of 21 to do so too, but it can be done. Here are a couple of viable options:


    Source: Fox Business

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