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    Home Improvement (SOG Specialty Knives & Tools)

    SOG Specialty Knives & Tools

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  • o credit cards FAQ


    Closing any credit card simply reduces the amount of your total available credit and you loose the accounts history.

    IF there are no fees, just let them stay open. If they want to close them for lack of use (which is becoming popular lately)


    Why do you want to close them? You can't close them without affecting your credit score; after all, your credit score takes into account the number of credit accounts you have and how long they've been open. What you're asking is like pulling a cheerleader


    It's not the number of cards that hurts your scores, it's the ratios (and paying your bills on time, of course). Don't max a card out- spread the debt out on 2 or 3 instead. Ideally, you want higher credit lines with lower balances. You actually want


    There is a number that would be considered too many credit cards but it would a lot more than 4 or even 20. More important is how you manage the credit cards. Payment history and the ratio of credit card debt to available limit (carrying balance of


    Nope. Not unless you close the Barclay card.

    All you transfer is how ever much balance you want, doesn't need to be all of it.
    You can then spend more money on the barclay card, then open another 0% card and transfer that. (Don't

    o credit cards news

    New mortgage can help dig out of debt

    18.05.12

    Q. My husband and I are retired on a small pension and Social Security. We have a home-equity loan for about $30,000 (no mortgage) and almost $50,000 in credit-card debt. We were living beyond our means, and we’re now in a terrible fix. We have not missed any payments, but our savings are almost gone. Our home is worth about $140,000 in today’s depressed market. We don’t want to lose our home or our good credit score. If we could cut our monthly payments by about $300, we could stay out of bankruptcy. Please help!


    Source: Philadelphia Inquirer

    10 Clues You Are Trying To Keep Up With The Joneses

    18.05.12

    It’s an easy trap to fall into. Your friends have cool stuff. You buy cool stuff. Before you realize it, you’re surrounded by the latest and greatest model of everything and working 3 jobs to pay for it all. The easiest way to stop the madness is to recognize the signs and break the cycle before it gets too far. Let’s look at a few of the possible signs of trying to keep up with the Joneses, and what you can do to avoid this trap.


    Source: SavingAdvice.com

    o credit cards about


    Sony: No credit card theft discovered yet
    Sony: No credit card theft discovered yet

    Barrasso: Obama wants new credit card
    Barrasso: Obama wants new credit card

    Protect yourself from PlayStation hack debacle
    Protect yourself from PlayStation hack debacle

    Credit card business is low profit
    Credit card business is low profit

    PlayStation Network hackers claim database of 2.2 million credit cards
    PlayStation Network hackers claim database of 2.2 million credit cards