credit report, Credit news.

credit report on sale

  • Hidden Credit Repair Secrets: 2nd Edition


    Book (CreateSpace)

    CreateSpace

    List Price:
    $19.99

    Price: $19.99


  • BestCredit: How to Win the Credit Game (2nd ed.)


    eBooks (Paladin Press)

    Paladin Press

    List Price:
    $9.99


    • credit report FAQ

    Credit report?

    Jan 30, 2007 by angieward_2000 | Posted in Credit

    I just ran my credit report and there are several hits on it to say the least. Is it better to call the collection agencies directly and work out payment arraignments or should I call the credit consolidator people. And what is the best credit consolidator

    Depends on the dollar amounts of the debts you owe.

    If it is relatively small, then you want to work with the collection agencies on a case-by-case basis.

    All communication to the collection agencies should be in writing.

    DaMan | Jan 31, 2007

    Just call the credit report company first. It's a lot easier, cheaper and you won't risk getting rip off. If you need to contact a collection agency later on please do your homework and make sure it's a reputable company. Also get references.
    angel h | Jan 30, 2007

    Credit Report?

    May 21, 2008 by -♥-Ciara-♥- | Posted in Credit

    I have alot of negative items on my credit report.. what's the best way of getting these removed quickly? If i write a letter to the creditors explaining why i didn't make a payment.. will they remove it? im 21 yrs old and need to repair my credit.

    you should go to http://www.vurl.us/credrep/ because they helped me a lot in fixing up my credit report. its a great free service.

    Pradeep R | May 24, 2008

    nope but you can dispute the items with the credit breau's or pay the past due debt but it is not a quick process it takes time
    hoemer1977 | May 21, 2008

    credit report?

    Dec 15, 2007 by wieand05 | Posted in Credit

    I just found out I have a collection on my credit report for $69. I have no idea what it is or anything. I have to wait til tomorrow and call them before noon. What would happen if I paid that? Will it lower my credit score or will it go up a little?

    I recommend you dispute the item with the credit bureau. Chances are it's an error and will be removed.

    If the credit bureau doesn't remove it, sent the collector a letter (certified mail, return receipt) requesting validation of the debt

    bdancer222 | Dec 15, 2007

    credit report news

    Failure of credit-reporting agencies to fix mistakes afflicts thousands of ...

    18.05.12

    COLUMBUS -- They can look like harmless errors: A misspelled name. A transposed number. A paid debt listed as past due.

    Mistakes on credit reports can inflict widespread damage. And because there are insufficient rules on how credit-reporting agencies must correct them, Americans are left virtually powerless to erase the mistakes.


    Source: Toledo Blade

    Good Question: You may want to keep credit card accounts

    18.05.12

    Question: I'm working on improving my credit rating and want to know if I should close my credit card accounts as I pay each one off?

    Answer: Closing credit cards accounts is not always the best idea. Before making the decision, first check your credit report and see how much credit you have available. If you have other cards with available credit, closing a newer account that you don't use likely will not affect your credit score.


    Source: Pittsburgh Post Gazette

    Report: Law on credit-reporting fails consumers

    18.05.12 COLUMBUS, Ohio — Americans are virtually powerless to correct damaging mistakes in their credit reports due to loopholes and obstacles in the federal law governing credit-reporting agencies, an Ohio newspaper reported Sunday.

    The lack of government regulation allows errors that wrongly deny
    Source: CBS News

    credit report about


    Moody's Issues Annual Credit Report on Israel
    istockAnalyst.com (press release) - May 01, 2011 The issuance of this credit report by Moody's is an annual update to the markets and is not a formal action to alter the credit rating of the issuer. Originally published by Info-Prod Strategic Business Information.

    Strategies to Bump Up Your FICO score
    Patch.com - May 01, 2011 Review your credit report from all three agencies for accuracy and insure that errors are corrected – Even small errors on your credit report can cost points. It is a wise idea to review your score yearly. Make sure agencies report your credit limits

    Report updates don't restart clock on negative credit marks
    Los Angeles Times - May 01, 2011 If the collection agency continues to report the debt after seven years and 180 days passes, you should be able to dispute the entry with credit bureaus and get it removed from your credit reports. By Liz Weston Money Talk Dear Liz: I co-signed a lease

    Credit care: Dealing with a deceased parent's card debt
    Arizona Daily Star - May 01, 2011 Credit care: Dealing with a deceased parent's card debt It is unfortunate that along with your grief you also have to deal with the charge-off issue on your mother's credit card account being reported on your credit report. The first thing I would recommend you do, if you have not done so already,

    Are fraud reports related to Sony breach?
    CNET - Apr 27, 2011 Are fraud reports related to Sony breach? Individuals can also put a freeze on their accounts, request a copy of their credit report, and get new credit cards. And let know of any fraud or suspicious activity that might be related to the Sony breach. Update 5:28 pm PT: Sony released an