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  • EZE-LAP 210 Credit Card Size Diamond Sharpening Stone Set SF/M


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  • Made in USA

    • credit and cards FAQ

    How many credit cards is too much to affect your credit score?

    Mar 13, 2007 by ronnin72 | Posted in Credit

    I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc.

    You could have 50 cards and as long as you kept them in good standing, low utilization, no lates, etc. they won't hurt your scores - you would take small dings for inquiries though.

    If you are adding 3-4 cards, and you already have a good

    echo | Mar 13, 2007

    some of it has to do with how many cards you have, but not too much emphasis is on the quantity. It is mostly on the amount of available credit you have access to and how much of that credit is being used currently. If you are over 40% on your total credit,
    ray z | Mar 13, 2007

    How do I switch credit cards and not affect my credit score?

    Jan 22, 2008 by msc44 | Posted in Credit

    I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don't need these credit cards and I would like to cancel them and have this "possible credit" to go towards the new card. I heard once that

    Yes, it is true. Having active credit cards on your record is no problem. It shows that card issuers are willing to extend credit. If these cards have no balance on them, you should have no trouble getting a new card. Apply and start using it.

    Serge M | Jan 22, 2008

    Yes, it is true. Having active credit cards on your record is no problem. It shows that card issuers are willing to extend credit. If these cards have no balance on them, you should have no trouble getting a new card. Apply and start using it.
    Serge M | Jan 22, 2008

    What credit cards are good to build credit when I have no credit?

    Dec 15, 2010 by kelsey | Posted in Credit

    I'm almost 19 years old and I have had a secured card for about 6 months, and I need more revolving credit. I applied for the Chase Freedom card but got turned down... What cards are good to build my credit for those who are starting out?

    If you have the income to support it, go for it. Go for a non-rewards card as they are easier to get. Citi has a number of them. Bank of America has a basic card as well as a rewards card or two so if you get the basic card now you may be able to upgrade

    bloomorningglory | Dec 15, 2010

    credit and cards news

    The State of Credit Card Debt in America

    23.02.12

    There’s some good news in the world of credit cards. Americans cut their credit card debt by 11% last year, as compared to 2010, according to a new report by Credit Karma. 

    While some analysts say this decrease is a positive sign, others feel it is the result of “weak consumer confidence, resulting in slower spending, tighter lending on the part of banks, and lower credit limits.” 


    Source: Debtmerica Relief (blog)

    U.S. Credit Card Delinquencies May Be On The Rise

    23.02.12

    (RTTNews.com) - U.S. consumers may be getting back to their pre-recession habit of spending more than they can afford, according to the latest figures from credit trend data provider TransUnion LLC.

    The Chicago, Illinois-based company noted that national credit card delinquencies for the fourth quarter declined 5 percent from last year in the U.S., but grew 10 percent sequentially from the third quarter.


    Source: NASDAQ

    Plymouth Woman Charged With Check Forgery, Credit-Card Fraud

    23.02.12

    A Plymouth woman is facing six felony charges after police say she used two relatives’ checks and credit cards without their permission, racking up more than $13,000 in unauthorized charges.

    Deanna Michelle Turnbaugh, 32, is charged with one count of check forgery, one count of identity theft and two counts of credit-card fraud, each of which carries a maximum penalty of 10 years in prison and a $20,000 fine. She is also charged with offering a forged check and another count of credit card fraud, each of which has a maximum penalty of five years in prison and a $10,000 fine.


    Source: Patch.com