4 Mistakes to Avoid When Applying for a Bank Loan 
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4 Mistakes to Avoid When Applying for a Bank Loan 
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RT @: getting a bank loan 
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Competition Will Cut Bank Loan Margins, NAB CEO Clyne Says
Australian home-loan margins will narrow as competition among banks crimps profits, National Australia Bank Ltd. (NAB) Chief Executive Officer Cameron Clyne said.
Margins will continue to contract by about 5 basis points a quarter, the head of the nation’s fourth-biggest bank said in an Australian Broadcasting Corp. television interview yesterday.
Source: BusinessWeek
Bank Bonus Curbs Backed by EU Lawmakers in Basel Rules Vote
Banks may face tougher bonus curbs including a ban on awards stemming from carry-trade profits on cheap European Central Bank loans under proposed changes to a law on Basel capital rules endorsed by European Union lawmakers.
Lenders should also be forbidden from giving staff bonus awards that exceed fixed salaries, in the proposals approved by members of the European Parliament’s economic and monetary affairs committee in Brussels today. The amendments will be part of the EU assembly’s negotiation position in talks with governments on the legislation.
Source: BusinessWeek
Bank-Loan Funds: A Risky Reach for Yield
With interest rates so low, individual investors have been piling into bank-loan funds, taking on more risk as they seek higher yields and a hedge against inflation. In April $729 million flowed into U.S. mutual funds that invest in the corporate debt, also known as floating-rate loans, according to preliminary data from EPFR Global, a research firm. This year investors added a net $1 billion to the funds through May 2, after pouring in $6.4 billion last year.
Source: BusinessWeek