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    Financial Facts: Not all debt is bad

    18.05.12 The people with the big baskets of cash just waiting to approve your mortgage application look very closely at your credit history. If you have never had a credit card, car payment, student loan or other form of installment debt how are they going to determine if you make your payments on time? Lenders
    Source: Summit Daily News

    7 in Chicago indicted on mortgage fraud charges

    18.05.12

    Federal authorities say seven people have been indicted in a mortgage loan fraud scheme worth more than $8.8 million.

    Federal prosecutors allege the group fraudulently obtained about 35 mortgage loans from various lenders to buy condominium units in a building on Chicago's Michigan Avenue. Prosecutors say the defendants disbursed the money among themselves and companies that they owned or controlled.


    Source: BusinessWeek

    Time To Trade The Lease For A Mortgage?

    18.05.12

    This week, the U.S. Census Bureau announced that in the first quarter of 2012, the American homeownership rate hit its lowest level in 15 years. During the housing boom, millions more Americans bought homes, bumping the rate to nearly 70 percent. Now, that buying spree has been replaced with millions of foreclosures, and most of those gains have been lost.


    Source: NPR