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So You Want to Refinance: An Insiders Guide to Refinancing Adjustable Rate Mortgages and Home Loans
Book (Equity Press)

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Price: $16.95
How To Refinance Your House And Live Like A King! Smart Home Mortgage Refinancing That Will Save You Thousand$
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refinancing home mortgage FAQ
best not to borrow. refinancing may lower you current monthly payment, but in the long run it will cost you more. best to buy everything with cash, even a home. Living debt free is best.
having no loans
We were in the middle of locking in 4.875% for a refinance today when rates went back up. We're hoping they'll go back down. Like you, we're at 6.25%. The closing costs I was quoted today were about $3500. Our payment would reduce by about $130 per
http://www.bankrate.com/brm/calc_vml/ref i/refi.asp
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Yes start with your local bank where you have your checking account.
With the tightened restrictions on lending, finding any company willing to underwrite a mortgage is very difficult.
refinancing home mortgage news
New Week Mortgage Rates: Wells Fargo a Safe Bet for Refinance Loans
Over the course of recent weeks and indeed months, lenders the likes of Wells Fargo have been offering some of the most superbly attractive interest rates on refinance loans and packages – some of which have been consistently around record-lows. Little to no movement over the weekend has perpetuated this once again to see another excellent series of loans and packages on offer today, with those able to quality for the very best rates of all liable to save a small fortune over the long term.
Source: News Sizzle